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Edit this Article. We use cookies to make wikiHow great. By using our site, you agree to our cookie policy. Learn why people trust wikiHow. Explore this Article methods.

Tips and Warnings. Related Articles. Article Summary. Method 1 of Rent out a room in your house. If you have a room or rooms that are going unused in your house, consider furnishing them and renting them out to tenants.

If you do so, be sure to abide by the laws that govern landlords in your local area with regards to rent levels, amenities, and the like.

Doing this allows you to collect a sizable check every month without any work beyond preparing the room for occupancy. If you have a separate basement apartment with a kitchen and a bathroom, you will be able to charge much more than you would if you only have a spare bedroom.

Only rent rooms to responsible, trustworthy tenants who will pay you on time and respect your property. It's a good idea to screen your tenants by performing background and credit checks, as well as asking them to provide a reference from a previous landlord and a copy of a recent pay stub.

Services such as Airbnb can help connect you with travelers and others looking for short-term rentals.

This can enable you to charge a significantly higher rate per night than if you rent the room by the month. Make money online. There are tons of ways to make money on the internet nowadays, but most of them require at least a little bit of work.

If you commit yourself to developing your brand, you might really hit it big. If your site becomes popular and gains a lot of traffic, you can make a lot of money by selling advertising space.

If writing isn't your thing, you can also create video content. If you are knowledgeable about any topic whatsoever, you can try selling informative content, like ebooks, webinars, or instructional videos.

Whether you can teach people about mathematics, juggling, or a foreign language, chances are you can think of something useful to share!

If you're willing to do more traditional work, you can also make money online by freelance writing or becoming a virtual assistant.

Earn royalties. If you're willing to do a lot of work upfront for long-term payments, you might consider applying yourself to writing a book or a song or inventing a product.

Your chances of hitting it big are small, but if your creation becomes popular, you can keep earning income from your work without having to do anything else.

Get paid for short-term jobs. If you don't like the idea of a regular job, but you are willing to spend a few hours a day working online or visiting different locations around town, you might be able to make a fair amount of money.

Before signing up for any job, make sure you understand exactly how you will be paid. Some of these might require you to appear in person, but others can be done online.

You'll get paid for listening to a presentation and sharing your thoughts. Online surveys are quick and easy ways to make a few bucks. There are plenty of companies that offer paid surveys, including SurveySavvy and SurveySpot.

If you like surfing the web, you might enjoy getting paid to test new websites and share your opinions. Sites like UserTesting.

Mystery shopping is a great option for you if you love to shop and eat out at restaurants. All you have to do is frequent a business, act like a normal customer, and then share some details about your experience with the company.

You can look for opportunities through individual business or search for listings through organizations such as the Mystery Shopping Providers Association.

Sell stuff. If you have unused items, you can try selling them on sites like eBay , Amazon , or Craigslist.

If you're crafty, you might want to consider selling your homemade items on Etsy or a similar platform. The secret is to look for bargains at places like flea markets, garage sales, and second-hand stores, and then sell the items for more online.

This works well for items like books, which are relatively easy to store and ship. If selling online isn't for you, hold a garage sale or look into selling at flea markets and craft fairs in your area.

Beg or panhandle. When all else fails, you always have the option of simply asking for money. If you do this, you'll probably want to do it on a busy street or some other safe public place that receives plenty of pedestrian or car traffic.

You might actually be able to make a decent living by panhandling, although it will require many hours of your time in potentially unfavorable weather conditions.

You should look like you are in need so that people will want to help you, but you should not look dangerous or threatening in any way.

You might be more successful if you can entertain passersby by playing an instrument, singing, performing magic tricks, or putting on a performance in some other way, but you should be aware that money earned in this manner is taxable by the US government, while money earned by begging is not.

Method 2 of Become a moneylender. If you already have some extra cash on hand, you can earn even more by lending it out and charging interest on your loans.

There are many companies, the largest of which are Prosper and Lending Club, that match prospective lenders with prospective borrowers.

Although the industry has been shifting away from private investors, there are still opportunities to be had. Earn interest. Certified Financial Advisor Expert Interview.

These types of accounts pay a higher rate of interest than normal savings accounts. Ask a professional at your local bank for help placing money in these types of accounts.

They also may require a long-term investment, during which time you will not be able to access your money without paying a penalty. Invest in the stock market.

One way to make money without working is to play the stock market to your advantage. Stock trading is by no means risk-free, but if you're smart, careful, and a little lucky, you can stand to make lots of money on the stock market.

Whatever investments you choose to make, never invest any money in the stock market that you can't stand to lose. There are tons of different investment strategies out there, so do your research and find one that works for you.

No matter what your strategy, it's important to keep a diverse portfolio and hold onto stocks once you have them instead of constantly trading.

Invest in a business. Investing in a successful business is a surefire way to become wealthy, although finding such a company is more challenging.

If you are lucky enough to find a business that you really believe in, make sure to do your research before investing. Even if the concept is great, a bad CEO can destroy the business.

You should have a very good understanding of the company's expenses and potential profits, as well as of their brand and image, before you invest.

Make sure there is a clear contract that outlines your rights. You should also understand what your options are for exiting the agreement.

Don't invest all of your money in one business. If it goes south, you could be left with nothing. Flip real estate. With smart choices and practical know-how with regards to home repair, you can stand to make thousands of dollars per flip, although unexpected expenses and a bad real estate market can leave you in the red.

Unless you have enough money to hire contractors to do all of the work for you, flipping real estate will require a tremendous amount of work. Even if you do hire others, you will likely need to supervise them.

If you don't have the money to invest in real estate, there are lots of other things you can flip, including furniture and cars.

Anything you can buy cheap, fix up yourself, and sell for a profit, can be flipped. Method 3 of Get a payday loan. If you already have a job, but you need some extra cash before your next payday, you may benefit from a payday loan.

These are short-term loans that are offered for relatively small sums of money, either online or at brick and mortar locations.

They are best used for absolute emergencies only. Take a cash advance on your credit card. Many credit card companies will send you checks in the mail that you can write for cash or give you the option of withdrawing money from an ATM using your credit card.

Like payday loans, cash advances typically come with high interest rates, which makes them a costly option. Get a bank loan. Banks and credit unions offer a wide variety of loan products.

Some loans, like home equity loans, require you to offer your personal assets as collateral if you are not able to repay the loan. If you do not have a home or other assets, you may still be able to qualify for a personal loan, depending on your financial circumstances.

Be sure to compare rates terms at multiple institutions before you commit to a loan. Credit unions often offer lower interest rates than banks. Borrow from friends or family.

Borrowing money from people you care about can be complicated because your relationship may be at risk if you can't pay the money back.

If you choose to borrow from friends or family, be sure to be honest with them about how long it will take you to pay them back.

Method 4 of Inherit money. If you have a wealthy, elderly relative, you may receive money when the time comes to read his or her will.

Hopefully, this goes without saying, as treating the elderly with love and respect solely in an attempt to get their money is obviously incredibly cruel and cynical.

Win the lottery. Lottery tickets generally cost just a few dollars and are available at most grocery and convenience stores, so this is one of the cheapest, least work-intensive ways of making money.

However, you're much more likely to lose money by playing the lottery than to win a big prize. Always expect to lose the money you spend on lottery tickets.

While it's true that it's impossible to win the lottery without playing, you should never count on it as a means of supporting yourself.

To put things in perspective, your odds of winning a Powerball jackpot in the United States are about 1 in million.

You can find it on your own for free, using official databases. The unclaimed funds held by the state are often from bank accounts, insurance policies, or your state government.

Search for unclaimed money using a multi-state database. Verify how to claim your money. If you think you may be owed back wages from your employer:.

DOL holds unpaid wages for up to three years. Pensions from Former Employers — Search for unclaimed pensions from companies that either:.

Department of Veterans Affairs VA database for unclaimed insurance funds. FHA insurance refunds are issued by the U. Bank Failures — Search for unclaimed funds from failed financial institutions.

Credit Union Failures — Find unclaimed deposits from credit unions. Savings Bonds — Use TreasuryHunt. Foreign Claims — U.

Refund checks are mailed to your last known address. If you move without notifying the IRS or the U. You'll need to enter your Social Security number, filing status, and the exact whole dollar amount of your refund.

You may be prompted to change your address online. You can also call the IRS to check on the status of your refund. Wait times to speak with a representative can be long.

But, you can avoid waiting by using the automated phone system. Follow the message prompts when you call.

Even if you aren't required to file a return, it might benefit you to file if:.

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